The Effect of Capital, Digital Payment and Financial Literacy on MSME Income in Jimbaran Village

Utami, Ni Putu Mira Suci and Mahayana, I Dewa Made and Suarjana, Anak Agung Gde Mantra (2022) The Effect of Capital, Digital Payment and Financial Literacy on MSME Income in Jimbaran Village. Repositori Politeknik Negeri Bali.

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Abstract

This study aims to calculate and analyze the effect of capital, digital payments, and financial literacy on the income of MSMEs in the Jimbaran Traditional Village, either partially or simultaneously. This research is a quantitative research which is an alyzed using multiple linear regression analysis test technique with a term error of 0.05. The sample was taken as many as 50 MSMEs in the Jimbaran Traditional Village using the purposive sampling method so as to produce research results showing that there is a positive an d significant influence between capital, digital payment and financial literacy partially on income with a significance value of 0.00 < 0.0 5. And there is a significant positive effect between capital, digital payment and financial literacy on income simultaneously with a significance level of 0.00 < 0.05. It was concluded that the results of the study consisting of H1, H2, H3 and H4 were acceptable.

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