The Effect of Financial Ratios on Profit Growth at PT BPR Pedungan

Kepakisan, Kadek Indradiradja and Sugiarta, I Komang and Sarjana, I Made (2022) The Effect of Financial Ratios on Profit Growth at PT BPR Pedungan. Repositori Politeknik Negeri Bali.

	Text (Artikel) RAMA_62301_1815644142_artikel.pdf - Accepted Version Available under License Creative Commons Attribution Non-commercial Share Alike. Download (357kB)
	Text (Surat Pernyataan Bebas Plagiarisme) RAMA_62301_1815644142_pernyataan.pdf - Supplemental Material Available under License Creative Commons Attribution Non-commercial Share Alike. Download (1MB)

Abstract

An indicator of the success of a company can be seen in the growth of the profit level in a certain period. Profit growth is important for the company because it is very useful for third parties as a consideration in making decisions. One of the tools in predicting profit growth is financial ratio analysis. This research aims to identify the effect of financial ratios on profit growth at PT. BPR Pedungan. The financial ratios used are LDR, ROA, NIM, and PR. The sample in this research is quarterly financial report of PT. BPR Pedungan from 2014 to 2021, totaling 32 samples. The independent variable used are loan to deposit ratio, return on asset, net interest margin, and primary ratio, while profit growth as the dependent variable. The data analysis technique used are statistic descriptive test, classical assumption test, multiple linear regression test (F test, t test, and coefficient of determination test) with the IBM SPSS 26 program. The result showed that LDR, ROA, NIM, and PR has a simultaneously effect on profit growth. While there is variable that only has a partial effect on profit growth is ROA.

Actions (login required)

View Item