Analisis Kinerja Keuangan pada PT BPR Tapa di Badung

Laksmana, Made Reksananda Surya (2025) Analisis Kinerja Keuangan pada PT BPR Tapa di Badung. Undergraduate thesis, Politeknik Negeri Bali.

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Abstract

Financial reports are an important tool in assessing a company's financial condition and performance, and serve as a basis for decision-making by both internal and external parties. Financial performance can be analyzed through various financial ratios, such as liquidity, solvency, and profitability, which provide a comprehensive overview of the company's ability to meet short-term obligations, resilience to long-term risks, and profitability. This study aims to evaluate the financial performance of PT BPR Tapa in Badung during the 2020–2024 period using a quantitative descriptive approach. The data used are sourced from the company's financial statements, analyzed using the Loan to Deposit Ratio (LDR) for liquidity, the Minimum Capital Adequacy Ratio (CAR) for solvency, and Return on Assets (ROA), Operating Expenses to Operating Income (BOPO), and Net Interest Margin (NIM) for profitability. The results show that PT BPR Tapa's liquidity performance is mostly in the "Good" to "Very Good" category, although it weakened in 2022. The solvency ratio (CAR) is consistently well above the OJK minimum threshold, indicating strong capital strength. Meanwhile, profitability performance indicates operational efficiency still needs to be improved, particularly the BOPO ratio. Overall, PT BPR Tapa demonstrates healthy financial performance, but still requires efficiency-boosting strategies to maintain long-term sustainability.

Item Type:	Thesis (Undergraduate)
Uncontrolled Keywords:	Kinerja Keuangan, Likuiditas, Solvabilitas, Rentabilitas
Subjects:	Ilmu Ekonomi > Ilmu Ekonomi Ilmu Ekonomi > Ilmu Manajemen
Divisions:	Jurusan Administrasi Bisnis > Prodi D4 Manajemen Bisnis Internasional > Skripsi
Depositing User:	Made Reksananda Surya Laksmana
Date Deposited:	19 Aug 2025 01:41
Last Modified:	19 Aug 2025 01:41
URI:	https://repository.pnb.ac.id/id/eprint/16232

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